|
|
Credit Negotiator Program Description: The Credit Negotiator® Program is a Debt Elimination Program intended to relieve the pressure placed on individuals who are having trouble making the required payments on their unsecured debts. These debts include credit cards, personal loans, etc. The program is designed to help you avoid bankruptcy. Your intent is to accumulate funds on a regular monthly basis in your Reserve Account. As your Reserve Account balance builds, CNI will begin the settlement process with each creditor, one at a time. We negotiate with your creditors on your behalf to substantially reduce the total amount of unsecured debt you owe. Our goal is to obtain mutual agreeable settlements on the principal amounts, not just on interest or payments as with typical debt management programs. The process works within your budget to eliminate your debts in the shortest possible period of time. Funds are disbursed only AFTER settlements have been negotiated. If you are adding to your Reserve Account over a period of months, those funds are building up for the purpose of achieving a DISCOUNTED LUMP-SUM SETTLEMENT with one or more of your creditors. The reason for this is simple. Debt negotiation is not at all like debt consolidation or debt management. Most “consolidation/management” programs are ineffective at eliminating debt because they simply lower your interest rates without attacking the real problem: the amount of DEBT PRINCIPAL. We negotiate your total balance down to a size your budget can handle. CNI will begin the negotiation process when you have sufficient funds available in your Reserve Account. Be patient. It may take 6 months or more to settle your first account. During this process your Reserve money is held in a Trust account at NoteWorld, a third-party, independent Company. |
|
|
 |
 |
||
 |
 |
 |
|
